Extend the Affordable Care Act Premium Tax Credits (UPDATED 10/1)
Update
October 1, 2025: The federal government has shut down after Democrats refused to accept a GOP stopgap spending plan that failed to extend ACA subsidies to prevent catastrophic increases in health care costs.
July 18, 2025: Affordable Care Act plan premiums are projected to increase by 75% starting in January 2026, driven largely by the expiration of ACA plan tax credits at the end of 2025. Congress must act now to protect millions of Americans’ health insurance.
Affordable Care Act (ACA) plans provide affordable health insurance to millions of Americans who would otherwise go uninsured. However, over four million people currently insured by ACA plans will lose coverage over the next decade if ACA plan tax credits are allowed to expire at the end of 2025.
The 2021 American Rescue Plan Act increased tax credits for ACA plan premiums, making health insurance more affordable for millions. However, these credits are set to expire at the end of 2025, and Republicans neglected to extend funding for the credits in their recently-passed budget reconciliation bill. The nonpartisan Congressional Budget Office (CBO) estimates that 4.2 million people will lose coverage by 2034 if the tax credits are not renewed.
Urge your representatives to extend the ACA tax credits and preserve affordable healthcare coverage for millions of Americans.
Contacts for this topic:
Hi, my name is [NAME] and I’m a constituent from [CITY, ZIP].
I’m calling to ask [REP/SEN NAME] to immediately pass a permanent extension of the ACA premium tax credits. Without these credits, the cost of health care premiums will financially devastate the millions of Americans who rely on ACA plans.
[OPTIONAL: Include a personal story of your experience with the ACA.]
Thank you for your time and consideration.
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