Extend the Affordable Care Act Premium Tax Credits (UPDATED 12/12)
Updates
December 12, 2025: Both health plans failed to pass the Senate. A number of discharge petitions have been filed in the House to force votes on ACA subsidy extension plans. Democrats have put forth a clean 3-year extension while other “moderate” bills include additional ACA policy changes and abortion restrictions.
December 9, 2025: The Senate is slated to vote on two ACA subsidy extension proposals on Thursday, Dec. 11: the Democrats’ clean 3-year extension and a Republican proposal that includes new restrictions on abortion and gender affirming care.
November 12, 2025: Despite extremely high public support for extending Affordable Care Act subsidies, the legislative deal to end the government shutdown does not include any provisions to sustain ACA tax credits. Republicans are also now seeking to add new abortion restrictions and other policy changes to any extension agreement. Congress must act immediately to preserve affordable health insurance for millions before costs skyrocket at the end of year.
October 1, 2025: The federal government has shut down after Democrats refused to accept a GOP stopgap spending plan that failed to extend ACA subsidies to prevent catastrophic increases in health care costs.
July 18, 2025: Affordable Care Act plan premiums are projected to increase by 75% starting in January 2026, driven largely by the expiration of ACA plan tax credits at the end of 2025. Congress must act now to protect millions of Americans’ health insurance.
Affordable Care Act (ACA) plans provide affordable health insurance to millions of Americans who would otherwise go uninsured. However, over four million people currently insured by ACA plans will lose coverage over the next decade if ACA plan tax credits are allowed to expire at the end of 2025.
The 2021 American Rescue Plan Act increased tax credits for ACA plan premiums, making health insurance more affordable for millions. However, these credits are set to expire at the end of 2025, and Republicans neglected to extend funding for the credits in their recently-passed budget reconciliation bill. The nonpartisan Congressional Budget Office (CBO) estimates that 4.2 million people will lose coverage by 2034 if the tax credits are not renewed.
Urge your representatives to extend the ACA tax credits and preserve affordable healthcare coverage for millions of Americans.
Contacts for this topic:
Hi, my name is [NAME] and I’m a constituent from [CITY, ZIP].
I’m calling to ask [REP/SEN NAME] to support a clean extension of the ACA premium tax credits, and oppose any bill that includes abortion or gender affirming care restrictions. Congress must act now to protect affordable health care before costs skyrocket and financially devastate millions of Americans.
[OPTIONAL: Include a personal story of your experience with the ACA.]
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